Travel Health Insurance

Bill C-6 was recently passed, mandating the Canadian Union of Postal Workers back to work as of 8:30 pm today June 27 2011.
Insurance companies will return to normal mailing on June 28th 2011. In the meantime should you require documents on your insurance policies place through Expo Insurance Brokers Inc please feel free to contact our office and we will do our best to provide you with copies of your documents untill original’s arrive to your home by post.

For immediate customer service contact Debbie Long at Ext 227 Joh Kotarski at Ext 223 or Thomas Monizusko at Ext 225

Regards
Expo Insurance Brokers Inc

We have been advised by Travel Insurance Co-ordinators that our clients concerns remain a top priority, particularly in light of the volcanic eruption in Grimsvotn,Iceland on 21 May 2011.
This event created an ash cloud that has been disrupting local and international flights.
Clients will recieve equitable settlements and prompt payment if they purchased trip cancellationand interuption policies before May 21 2011.
When you purchase Travel Insurance with TIC through Expo Insurance Brokers you should be aware that, coverage does not apply on these policies to “Known Events”.
The volcano eruption being such an event. Consequently coverage does not apply to any future travel disruptions as a result of the Known Event, which is consistant with the travel Inddustry practice in Canada.

More information will be made available at www.travelinsurance.ca

Expo Insurance Brokers Team.

Planning ahead for stress-free travel: What you need to know about buying Travel Insurance

Whether you’re off to Europe, a weekend in another province, or even cross-border shopping on a Saturday afternoon, anything can happen. In the case of a medical emergency, did you know that OHIP may not cover your medical expenses outside of Ontario? Travel insurance gives you the peace of mind of knowing that you’ll be covered anywhere you go.

The first step in buying travel insurance is to review the coverage you may already have and figure out what type of travel insurance you need. Check out any credit cards and company plans that you or your spouse may have. Read those documents carefully to find out what IS covered and what IS NOT covered. You might be surprised.

Here is a list of questions you should consider when purchasing travel insurance:

• How much emergency medical insurance does your policy offer?
• Are pre-existing medical conditions excluded?
• Does your policy include Trip Cancellation and Trip Interruption?
• Are you covered if your baggage is lost or delayed? How much?
• Does your policy require you to pay first and make a claim later? Or, will the company pay up front and save you some hassles and stress?
• Is there a 24/7 assistance number for emergency help and advice?
• Does your policy protect just you or does it include your spouse and children? What about grandchildren?
• Does your policy cover you for just one trip or multiple trips throughout the year? How long can each trip be before your coverage runs out?
• Are sports and other recreational activities covered?

There are lots of places to buy travel insurance – online, Travel Agents, or an Independent Insurance Broker. (Yes, the same person who sells you your home and car insurance can also sell you travel insurance. This could be as easy as adding it to a policy you already have.) But be aware; not all policies are created equal, and you should be well informed of exactly what you are buying.

You spend a lot of time and money planning your vacation. Do your homework and make sure to ask the right questions before you go to ensure you have a stress-free, relaxing trip. After all, you deserve it!

This article is intended as a guide only. For more information, speak to your insurance representative and/or travel agent.

ING Ins Company’s Travel Well Health Insurance Plan can now be added to your ING Homeowners policy to provide year round Family coverage while travelling out of province or out of Canada. The cost is as little as $7.50 per month. Contact Customer Service for details.