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Fri, 7th April, 2017 - Posted by Comments Off on The Lowdown on deductibles — Economical Insurance.|
Fri, 7th April, 2017 - Posted by Comments Off on Replacement Cost vs. actual cash Value.|
Thu, 19th May, 2016 - Posted by Comments Off on Victoria Day 23 May 2016|
Please be advised our Office will be closed on Monday May 23 2016 in Celebration of Victoria day Long weekend.
We wish you and your family a safe and enjoyable Holiday.
Expo Ins Brokers Inc
Thu, 11th February, 2016 - Posted by Comments Off on Changes to Ontario Auto Insurance Give You More Choice.|
On June 01 2016, changes to auto insurance in Ontario will give you more choice and control over your insurance and premiums. Statutory accident benefits are changing, and new optional accident benefits choices will be made available to allow you to customize your policy to suit your individual needs. The choices will give you greater influence over the price you pay for insurance. The cost of your policy will vary based on the coverage you purchase.
The Reforms and new choices will take effect June 01 2016. Your policy wont change until it is time for it to be renewed. When you receive your renewal documents you will also be provided with more information on the changes and your new options. This will help you make an informed decision.
After June 01 2016, you can choose to make changes to your existing policy to take advantage of the new levels and options, without having to wait for it to come up for renewal.
Stay tuned for more information and feel free to contact us at Expo Insurance Brokers at anytime for more information.
Expo Insurance Brokers Inc.
Tue, 9th February, 2016 - Posted by Comments Off on Feb 15 2016 – Provincial Holiday Family Day.|
Expo Insurance Brokers will be closed on Monday Feb 15th 2016 in celebration of Family Day.
Mon, 7th December, 2015 - Posted by Comments Off on Expo Holiday Hours|
Please be advised our Holiday Hours of Operations are as follows:
Thursday Dec 24 2015 (Christmas Eve) 9:00 a.m. to Noon
Friday Dec 25 2015 (Christmas Day) CLOSED.
Monday Dec 28 2015 (Boxing Day) CLOSED.
Thursday Dec 31 2015 (New Years Eve) 8:00 a.m. to 3.p.m.
Friday Jan 01 2016 (New Years Day) CLOSED.
Our Very Best Wishes to your and Your Family for a Merry Christmas and Happy New Year.
Wed, 12th August, 2015 - Posted by Comments Off on Insurance Brokers Association on UberX.|
IBAO is working to raise awareness on the risks associated with ride sharing programs for both drivers and passengers. As an advocate for consumers and the conduit between the
insurance company and the policyholder, UberX drivers and UberX passengers in Ontario should understand the reality of their choices when it comes to ride sharing and auto insurance coverage in Ontario. There are a number of myths in the media that suggest that if an UberX driver or an UberX passenger are involved in a collision, their insurance coverage would be recognized. “The
simple fact is that UberX is a new concept that Ontarians are embracing quickly, both as drivers and as passengers. At this time, drivers and passengers should know that there is no
existing endorsement for a personal lines policy that is available today that would guarantee them coverage or protection in the event of a collision during an UberX experience. If the
driver is working under a standard/basic personal auto insurance policy and they have not informed their insurer or broker that they were using their vehicle for commercial
purposes, coverage would likely not be extended.” Said Michael Brattman, President, IBAO. “UberX drivers would be properly covered through the Facility Association under their taxi
commercial auto policy. This is what is available today for drivers.”
Auto insurance coverage is a complex product. When an injury occurs after a collision, it grows more complex. When you layer UberX on top of that (a grey zone between personal
insurance and commercial insurance), the complexity compounds even more. “Our position will always be to advocate for the protection Ontario consumers. We are
encouraging insurers and regulators to find coverage solutions that specifically protect ride sharing opportunists. We would like to work with Uber to understand more
about the coverage they say they provide to their drivers.” Said Michael Brattman, President, IBAO.