Our Commitment to Compliance
At Expo Insurance, we are dedicated to the highest standards of professional conduct and ethical practices. We are committed to transparency and accountability in everything we do, ensuring that our operations are fully compliant with all relevant industry regulations.
We understand that compliance is not just about following rules—it's about building trust. Our goal is to provide you with expert, reliable advice, knowing that every recommendation and action is guided by a strict adherence to professional standards
Protect your most valuable asset with tailored coverage for your home, condo, or rental property—plus your belongings and liability.
- Regulatory Standards & Your Protection
As a proud member of the Canadian insurance brokerage community, Expo Insurance operates in full compliance with the regulatory bodies that govern our industry. Our team is committed to staying informed of all regulatory requirements, ensuring that we provide the best possible service while safeguarding your interests.
We adhere to the principles of conduct set forth by industry regulators, which are designed to ensure brokers act with integrity, competence, and professionalism. These standards are in place to protect you, the consumer, and to ensure you have a clear understanding of your rights and the services you receive
- Questions & Contact
For any questions regarding our compliance practices or to learn more about the regulatory standards we follow, please feel free to contact us. We are always ready to provide you with the information you need to feel confident in your choice of Expo Insurance as your trusted partner.
Insurance FAQ's
A standard home insurance policy typically covers your home’s structure (dwelling), personal belongings, liability for injuries or damages to others, and additional living expenses if you need to temporarily relocate due to an insured event. Depending on your needs, optional coverages like water damage, sewer backup, and overland flooding can also be added.
Yes, even if your home is mortgage-free, insurance is still essential to protect your investment. Without coverage, you’d be responsible for repair or replacement costs after a fire, theft, or other major loss. Home insurance also includes liability coverage, which protects you if someone is injured on your property.
Several factors influence your premium, including the age and construction of your home, location, value of your belongings, claims history, credit score (in some provinces), and the coverage options you choose. Installing safety features like smoke detectors or security systems may help lower your rate.
Typical exclusions include damage from earthquakes, overland flooding, gradual wear and tear, pest infestations, and intentional acts. Some of these risks—like flood or earthquake coverage—can be added through endorsements. We’ll help you understand your policy’s exclusions and suggest any additional protections you might need.
Yes! Many insurers offer multi-policy discounts when you bundle your home and auto insurance. Bundling not only saves money but also simplifies your coverage under one provider. Our brokers can compare bundled quotes from multiple insurers to find the best value for you.
Ready To Get a Quick Quote?
Contact us for a personalized insurance review and discover the Expo Insurance Brokers difference.