{"id":2190,"date":"2021-08-27T06:05:57","date_gmt":"2021-08-27T06:05:57","guid":{"rendered":"http:\/\/sw-themes.com\/porto_dummy\/?page_id=2190"},"modified":"2025-10-06T22:09:49","modified_gmt":"2025-10-06T22:09:49","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/expoinsbrks.com\/staging\/insurances\/home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2190\" class=\"elementor elementor-2190\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e81c3b4 flex-wrap custom-container-background px-gutter elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e81c3b4\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-column elementor-col-14 elementor-top-column elementor-element elementor-element-4e07628 w-100 bg-white\" data-id=\"4e07628\" data-element_type=\"column\" data-e-type=\"column\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f830ceb mb-0 elementor-invisible elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"f830ceb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-3079ee26c21896ba0f230d5160520279\"><div class=\"porto-u-main-heading\"><h2    style=\"margin-bottom: 20px;\">Protect <strong>What Matters<\/strong> Most <\/h2><\/div><div class=\"porto-u-sub-heading\" style=\"margin-bottom:24px;\"><p>Your home isn\u2019t just a structure\u2014it\u2019s where life happens. At Expo Insurance Brokers, we understand how important it is to protect your home and everything inside it. Whether you're a homeowner, condo owner, or renter, we\u2019ll tailor a policy that fits your lifestyle and budget.<\/p><\/div><style>.porto-u-3079ee26c21896ba0f230d5160520279.porto-u-heading{text-align:inherit} @media(max-width:767px){ .porto-u-3079ee26c21896ba0f230d5160520279.porto-u-heading{text-align:center}}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca5f26f mb-0 elementor-invisible elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"ca5f26f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-3079ee26c21896ba0f230d5160520279\"><div class=\"porto-u-sub-heading\" style=\"margin-bottom:8px;\"><p>Protect your most valuable asset with tailored coverage for your home, condo, or rental property\u2014plus your belongings and liability.<\/p><\/div><style>.porto-u-3079ee26c21896ba0f230d5160520279.porto-u-heading{text-align:inherit} @media(max-width:767px){ .porto-u-3079ee26c21896ba0f230d5160520279.porto-u-heading{text-align:center}}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-column elementor-col-14 elementor-top-column elementor-element elementor-element-0064d06 w-lg-50 elementor-invisible\" data-id=\"0064d06\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:200}\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b214d0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"9b214d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">All-Risk vs. Named Perils<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc5aa8a elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"cc5aa8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-50fd703e6afac6fded863bbd6c29d1c5\"><div class=\"porto-u-sub-heading\" style=\"\"><p>Choosing between all-risk and named perils coverage is a key decision when purchasing home insurance. <strong data-start=\"393\" data-end=\"405\">All-risk<\/strong> policies provide broader protection\u2014they cover all types of loss except those specifically excluded in the policy. On the other hand, <strong data-start=\"540\" data-end=\"556\">named perils<\/strong> coverage only protects you against the risks specifically listed, such as fire, theft, or vandalism. While all-risk offers more comprehensive protection, named perils policies can be more budget-friendly. Our brokers will walk you through both options and help you decide which type of coverage best matches your home, lifestyle, and risk tolerance.<\/p><\/div><style>.porto-u-50fd703e6afac6fded863bbd6c29d1c5.porto-u-heading{text-align:inherit}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-column elementor-col-14 elementor-top-column elementor-element elementor-element-d5efb1c w-lg-50 elementor-invisible\" data-id=\"d5efb1c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:200}\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bbe44fc elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"bbe44fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Water Damage &amp; Sewer Backup<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e45acf1 elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"e45acf1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-50fd703e6afac6fded863bbd6c29d1c5\"><div class=\"porto-u-sub-heading\" style=\"\"><p>In Canada, water damage has become one of the most common\u2014and costly\u2014insurance claims. Between heavy rains, snowmelt, and aging infrastructure, your home faces multiple water-related risks. Standard home insurance may not automatically include <strong data-start=\"1227\" data-end=\"1270\">sewer backup or overland water coverage<\/strong>, so it's important to understand what\u2019s included in your policy. Optional endorsements for water damage can provide critical protection against flooding, sewer backups, burst pipes, and more. We\u2019ll help you assess your property\u2019s risk and ensure you\u2019re protected against these increasingly frequent events.<\/p><\/div><style>.porto-u-50fd703e6afac6fded863bbd6c29d1c5.porto-u-heading{text-align:inherit}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-column elementor-col-14 elementor-top-column elementor-element elementor-element-5cc9be0 w-lg-50 elementor-invisible\" data-id=\"5cc9be0\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;,&quot;animation_delay&quot;:400}\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-201c386 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"201c386\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Liability Coverage<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea35492 elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"ea35492\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-50fd703e6afac6fded863bbd6c29d1c5\"><div class=\"porto-u-sub-heading\" style=\"\"><p>Personal liability coverage is one of the most important\u2014and often underestimated\u2014parts of a home insurance policy. It protects you financially if someone is injured on your property or if you accidentally cause damage to someone else\u2019s property. For example, if a guest slips on your icy walkway or your child breaks a neighbour\u2019s window, liability coverage can help cover legal and medical expenses. We recommend reviewing your liability limits to ensure they match your lifestyle and assets\u2014especially if you have frequent visitors, own pets, or rent out part of your home.<\/p><\/div><style>.porto-u-50fd703e6afac6fded863bbd6c29d1c5.porto-u-heading{text-align:inherit}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-column elementor-col-14 elementor-top-column elementor-element elementor-element-bc46289 w-lg-50 elementor-invisible\" data-id=\"bc46289\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;animation_delay&quot;:400}\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95f2f7b elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"95f2f7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Replacement Cost vs. Actual Cash Value<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e21100 elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"2e21100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-50fd703e6afac6fded863bbd6c29d1c5\"><div class=\"porto-u-sub-heading\" style=\"\"><p class=\"\" data-start=\"196\" data-end=\"840\">When insuring your home and belongings, it\u2019s essential to understand how your insurer calculates claim payouts. <strong data-start=\"308\" data-end=\"337\">Replacement cost coverage<\/strong> reimburses you for the full cost of replacing damaged or stolen items with new ones of similar kind and quality\u2014without deducting for depreciation. In contrast, <strong data-start=\"499\" data-end=\"526\">actual cash value (ACV)<\/strong> takes depreciation into account, meaning you\u2019ll receive less for older items. While ACV policies can lower your premiums, they may not provide enough to fully replace your belongings after a loss. Our team can help you evaluate which option offers the right balance of protection and affordability for your needs.<\/p><\/div><style>.porto-u-50fd703e6afac6fded863bbd6c29d1c5.porto-u-heading{text-align:inherit}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-column elementor-col-14 elementor-top-column elementor-element elementor-element-0648e00 w-100\" data-id=\"0648e00\" data-element_type=\"column\" data-e-type=\"column\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap\">\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-column elementor-col-14 elementor-top-column elementor-element elementor-element-777f14d w-100 accordion-section\" data-id=\"777f14d\" data-element_type=\"column\" data-e-type=\"column\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e76f015 elementor-invisible elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"e76f015\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-3079ee26c21896ba0f230d5160520279\"><div class=\"porto-u-main-heading\"><h2   >Insurance <strong>FAQ's<\/strong><\/h2><\/div><style>.porto-u-3079ee26c21896ba0f230d5160520279.porto-u-heading{text-align:inherit} @media(max-width:767px){ .porto-u-3079ee26c21896ba0f230d5160520279.porto-u-heading{text-align:center}}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7a4ece elementor-invisible elementor-widget elementor-widget-accordion\" data-id=\"a7a4ece\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1751\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1751\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">1 - What does a standard home insurance policy cover?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1751\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1751\"><p>A standard home insurance policy typically covers your home&#8217;s structure (dwelling), personal belongings, liability for injuries or damages to others, and additional living expenses if you need to temporarily relocate due to an insured event. Depending on your needs, optional coverages like water damage, sewer backup, and overland flooding can also be added.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1752\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1752\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">2 - Do I need home insurance if I\u2019ve paid off my mortgage?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1752\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1752\"><p>Yes, even if your home is mortgage-free, insurance is still essential to protect your investment. Without coverage, you\u2019d be responsible for repair or replacement costs after a fire, theft, or other major loss. Home insurance also includes liability coverage, which protects you if someone is injured on your property.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1753\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1753\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">3 - How is the cost of my home insurance determined?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1753\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1753\"><p class=\"\" data-start=\"1064\" data-end=\"1427\">Several factors influence your premium, including the age and construction of your home, location, value of your belongings, claims history, credit score (in some provinces), and the coverage options you choose. Installing safety features like smoke detectors or security systems may help lower your rate.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1754\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1754\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">4 - What\u2019s not covered under home insurance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1754\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1754\"><p class=\"\" data-start=\"1434\" data-end=\"1813\">Typical exclusions include damage from earthquakes, overland flooding, gradual wear and tear, pest infestations, and intentional acts. Some of these risks\u2014like flood or earthquake coverage\u2014can be added through endorsements. We\u2019ll help you understand your policy\u2019s exclusions and suggest any additional protections you might need.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1755\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1755\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">5 - Can I bundle home and auto insurance for a discount?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1755\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1755\"><p class=\"\" data-start=\"1820\" data-end=\"2153\">Yes! Many insurers offer multi-policy discounts when you bundle your home and auto insurance. Bundling not only saves money but also simplifies your coverage under one provider. Our brokers can compare bundled quotes from multiple insurers to find the best value for you.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b5b4265 elementor-invisible elementor-widget elementor-widget-porto_button\" data-id=\"b5b4265\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:1000,&quot;align_mobile&quot;:&quot;center&quot;}\" data-widget_type=\"porto_button.default\">\n\t\t\t\t\t<a aria-label=\"button\" class=\"btn btn-xl btn-secondary btn-modern btn-full-rounded\" href=\"http:\/\/expoinsbrks.com\/staging\/wp\/contact\/\"><span >Contact Us<\/span><\/a>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/section>\r\n\t\t\t\t<section class=\"porto-full-no-gap elementor-section elementor-top-section elementor-element elementor-element-8614b12 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"8614b12\" data-element_type=\"section\" data-e-type=\"section\">\r\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d358c23\" data-id=\"d358c23\" data-element_type=\"column\" data-e-type=\"column\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4285142 elementor-widget elementor-widget-wp-widget-block-widget\" data-id=\"4285142\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wp-widget-block-widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"block\">\r\n\t\t\t\t<style>.elementor-1937 .elementor-element.elementor-element-fbd1e3a:not(.elementor-motion-effects-element-type-background), .elementor-1937 .elementor-element.elementor-element-fbd1e3a > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#DDDDDD;background-image:url(\"https:\/\/expoinsbrks.com\/staging\/wp-content\/uploads\/2021\/08\/insurance-bg-2.webp\");background-position:center center;background-repeat:no-repeat;background-size:cover;}.elementor-1937 .elementor-element.elementor-element-fbd1e3a{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:90px 0px 90px 0px;}.elementor-1937 .elementor-element.elementor-element-fbd1e3a > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1937 .elementor-element.elementor-element-3e46304:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-1937 .elementor-element.elementor-element-3e46304 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-1937 .elementor-element.elementor-element-3e46304 > .elementor-element-populated, .elementor-1937 .elementor-element.elementor-element-3e46304 > .elementor-element-populated > .elementor-background-overlay, .elementor-1937 .elementor-element.elementor-element-3e46304 > .elementor-background-slideshow{border-radius:3px 3px 3px 3px;}.elementor-1937 .elementor-element.elementor-element-3e46304 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:56px 101px 56px 101px;}.elementor-1937 .elementor-element.elementor-element-3e46304 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1937 .elementor-element.elementor-element-4e3ee09 .porto-u-main-heading > *{font-size:28px;font-weight:700;line-height:42px;letter-spacing:-1.4px;}.elementor-1937 .elementor-element.elementor-element-4e3ee09 .porto-u-sub-heading{font-size:15.4px;line-height:26px;letter-spacing:0px;}.elementor-1937 .elementor-element.elementor-element-b630815:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-1937 .elementor-element.elementor-element-b630815 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-1937 .elementor-element.elementor-element-b630815 > .elementor-element-populated, .elementor-1937 .elementor-element.elementor-element-b630815 > .elementor-element-populated > .elementor-background-overlay, .elementor-1937 .elementor-element.elementor-element-b630815 > .elementor-background-slideshow{border-radius:3px 3px 3px 3px;}.elementor-1937 .elementor-element.elementor-element-b630815 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:0px 0px 0px 0px;}.elementor-1937 .elementor-element.elementor-element-b630815 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-1937 .elementor-element.elementor-element-de99ca7 .porto-u-main-heading > *{color:var( --e-global-color-primary );}.elementor-1937 .elementor-element.elementor-element-de99ca7 .porto-u-sub-heading{font-size:1.05rem;font-weight:500;line-height:26px;letter-spacing:0px;color:#FFFFFF;}@media(max-width:767px){.elementor-1937 .elementor-element.elementor-element-3e46304 > .elementor-element-populated{padding:48px 40px 48px 40px;}}@media(max-width:991px) and (min-width:768px){.elementor-1937 .elementor-element.elementor-element-3e46304{width:75%;}.elementor-1937 .elementor-element.elementor-element-b630815{width:75%;}}\/* Agent Form *\/\n.custom-select-1 .form-control, .zip .form-control { padding: 10px 30px; font-size: .85rem; line-height: 1.85; height: 60px; border-width: 2px;\nborder-color: #ccc; }\n.custom-select-1 .form-control { border-radius: 35px 0 0 35px; background-image:\nurl(\"\/\/sw-themes.com\/porto_dummy\/wp-content\/uploads\/2021\/08\/12.svg\"); background-repeat: no-repeat;\nbackground-size: 11px; background-position: 92% center; border-right-width: 0; color: #212529; }\n.zip input.form-control { border-radius: 0 35px 35px 0; }\n.custom-form-control-group-style-1 .btn { line-height: 23px !important; }\n.agent-form .opacity-hover-8:hover { opacity: .8; transition: opacity .3s; }\n.custom-svg-position-5 { position: absolute !important; left: -422px; top: -141px; }<\/style><div class=\"porto-block\" data-id=\"1937\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1937\" class=\"elementor elementor-1937\" data-elementor-post-type=\"porto_builder\">\n\t\t\t\t\t\t<div data-plugin-parallax=\"\" data-plugin-options=\"{&quot;speed&quot;: 1.1}\" class=\"elementor-section elementor-top-section elementor-element elementor-element-fbd1e3a flex-wrap px-gutter m-0 agent-form elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fbd1e3a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\r\n\t\t\r\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\r\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e46304 w-lg-66 ms-lg-auto me-lg-0 mx-auto col-xl-7 custom-form-control-group-style-1 elementor-invisible\" data-id=\"3e46304\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:&quot;300&quot;}\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e3ee09 elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"4e3ee09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-55ca8359258f9a412be7e73af65d2aac\"><div class=\"porto-u-main-heading\"><h2    style=\"margin-bottom: 4px;\">Ready To Get a Quick Quote?<\/h2><\/div><div class=\"porto-u-sub-heading\" style=\"margin-bottom:6px;\"><p>Contact us for a personalized insurance review and discover the Expo Insurance Brokers difference.<\/p><\/div><style>.porto-u-55ca8359258f9a412be7e73af65d2aac.porto-u-heading{text-align:center}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51c85e4 elementor-widget elementor-widget-shortcode\" data-id=\"51c85e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f428-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"428\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/staging\/wp-json\/wp\/v2\/pages\/2190#wpcf7-f428-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"428\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f428-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n<div class=\"form-row row\">\n  <div class=\"form-group col-6 px-0\">\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control custom-left-rounded-form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"FULL NAME\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n  <\/div>\n  <div class=\"form-group col-6 px-0\">\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control custom-right-rounded-form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"PHONE NUMBER\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span>\n  <\/div>\n<\/div>\n\n<div class=\"form-row row zip\">\n  <div class=\"form-group col-6 px-0\">\n    <div class=\"custom-select-1\">\n      <span class=\"wpcf7-form-control-wrap\" data-name=\"member_cat\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control custom-left-rounded-form-control\" aria-required=\"true\" aria-invalid=\"false\" name=\"member_cat\"><option value=\"HOUSE INSURANCE\">HOUSE INSURANCE<\/option><option value=\"AUTO INSURANCE\">AUTO INSURANCE<\/option><option value=\"BUSINESS INSURANCE\">BUSINESS INSURANCE<\/option><option value=\"LIFE INSURANCE\">LIFE INSURANCE<\/option><option value=\"TRAVEL INSURANCE\">TRAVEL INSURANCE<\/option><\/select><\/span>\n    <\/div>\n  <\/div>\n  <div class=\"form-group col-6 px-0\">\n    <span class=\"wpcf7-form-control-wrap\" data-name=\"zip\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control custom-right-rounded-form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"POSTAL CODE\" value=\"\" type=\"text\" name=\"zip\" \/><\/span>\n  <\/div>\n<\/div>\n\n<div class=\"form-row\">\n  <div class=\"form-group col mb-0\">\n    <input type=\"hidden\" name=\"post_type\" value=\"member\">\n    <input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-secondary btn-lg border-0 font-size-lg btn-full-rounded font-weight-bold p-t-md p-b-md w-100\" type=\"submit\" value=\"GET QUOTE\" \/>\n  <\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b630815 w-lg-66 ms-lg-auto me-lg-0 mx-auto col-xl-7 elementor-invisible\" data-id=\"b630815\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:&quot;300&quot;}\">\r\n\t\t\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\r\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de99ca7 elementor-widget elementor-widget-porto_ultimate_heading\" data-id=\"de99ca7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"porto_ultimate_heading.default\">\n\t\t\t\t\t<div class=\"porto-u-heading  porto-u-55ca8359258f9a412be7e73af65d2aac\"><div class=\"porto-u-sub-heading\" style=\"\"><div class=\"bg-primary d-flex flex-column flex-sm-row align-items-center justify-content-center p-5\"><a class=\"d-inline-flex align-items-center mb-3 mb-sm-0 me-0 pe-0 me-sm-4 pe-sm-2 text-color-light opacity-hover-8\" href=\"mailto: expo@expoinsbrks.com\">expo@expoinsbrks.com<\/a><a class=\"d-inline-flex align-items-center text-color-light opacity-hover-8 ms-0 ms-sm-1\" href=\"tel:0123456789\"><br \/><\/a><a class=\"d-inline-flex align-items-center text-color-light opacity-hover-8 ms-0 ms-sm-1\" href=\"tel:9052127007\">905 212-7007<\/a><\/div><\/div><style>.porto-u-55ca8359258f9a412be7e73af65d2aac.porto-u-heading{text-align:center}<\/style><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/section>\r\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Protect What Matters Most Your home isn\u2019t just a structure\u2014it\u2019s where life happens. At Expo Insurance Brokers, we understand how important it is to protect your home and everything inside it. Whether you&#8217;re a homeowner, condo owner, or renter, we\u2019ll tailor a policy that fits your lifestyle and budget. Protect your most valuable asset with [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":76,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2190","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/pages\/2190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/comments?post=2190"}],"version-history":[{"count":0,"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/pages\/2190\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/pages\/76"}],"wp:attachment":[{"href":"https:\/\/expoinsbrks.com\/staging\/wp-json\/wp\/v2\/media?parent=2190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}